Dividend Financials Strategy¶
Long-term dividend-focused strategy for financial sector stocks.
Strategy Overview¶
| Parameter | Value |
|---|---|
| Universe | Financial sector dividend stocks |
| Timeframe | Long-term (months to years) |
| Account | Schwab (primary) |
| Focus | Dividend income + capital appreciation |
Selection Criteria¶
- Sector: Financial services (banks, REITs, insurance)
- Dividend Yield: > 3% annual
- Payout Ratio: < 80% (sustainable)
- Track Record: 5+ years dividend history
Current Holdings¶
Track holdings in Schwab account
| Symbol | Shares | Cost Basis | Current | Div Yield | Notes |
|---|---|---|---|---|---|
Watchlist¶
Candidates for future purchases:
| Symbol | Div Yield | Payout Ratio | Notes |
|---|---|---|---|
Dividend Calendar¶
Track upcoming dividend dates:
| Symbol | Ex-Date | Pay Date | Amount |
|---|---|---|---|
Last Updated: January 2026